Contents
1. Scope of This Policy
Fast Track Pathway takes the security of personal and business information seriously. This Policy explains how we collect, use, store, share, and protect your information when you browse our website, apply for a business account, use the platform, submit a transaction, or contact customer support.
2. Information We Collect
We may collect:
Personal Identification Information
- Name
- Date of birth
- Nationality and place of residence
- Telephone number and email address
- Identity card, passport, and proof of address
- Photographs, selfies, or liveness-verification data
Business and Compliance Information
- Company name and registration number
- Company registered address
- Information about directors, shareholders, and beneficial owners
- Articles of association and organizational structure
- Nature of business and anticipated transaction activity
- Source of funds and source of wealth
- Tax and regulatory information
Account and Transaction Information
- Virtual account information
- Bank account and payment information
- Transaction amounts, currencies, dates, and statuses
- Payer and recipient information
- Stablecoin wallet addresses
- Blockchain transaction information
- FTP Card and Bill Payments records
Technical and Security Information
- IP address
- Device and browser information
- Login times and activity logs
- Theme and language preferences stored in your browser
- Suspicious-login and security-incident information
3. How We Use Information
We may use your information to:
- Create and manage platform accounts
- Perform identity and business verification (KYC/KYB), sanctions screening, AML controls, and transaction monitoring
- Process collections, payments, conversions, and settlements
- Create and manage virtual accounts
- Provide FTP Card and Bill Payments services
- Prevent fraud and unauthorized transactions
- Provide customer support and request additional information
- Comply with legal, regulatory, and recordkeeping requirements
- Improve platform functionality and service security
- Send transaction, account, and security notifications
4. Sharing Information
To provide the services, we may share necessary information with:
- Partner banks and payment institutions
- Virtual account service providers
- Card issuers and card networks
- Stablecoin and wallet service providers
- Providers supporting identity and business verification (KYC/KYB), sanctions screening, AML controls, and transaction monitoring
- Cloud-hosting and information-security providers
- Legal, accounting, and audit advisers
- Regulators, courts, or law enforcement agencies
We do not sell personal information.
5. Information Retention
We retain information as needed to provide the services, satisfy legal obligations and AML recordkeeping requirements, and resolve disputes.
After an account is closed, certain identity, compliance, and transaction information may continue to be retained for a period required by law.
6. Your Rights
To the extent permitted by applicable law, you may request to:
- Access your personal information
- Correct inaccurate information
- Delete certain information
- Restrict or object to the processing of information
- Withdraw consent you have provided
- Obtain a portable copy of your information
- Lodge a complaint about the processing of information
Some information may not be deleted immediately because of AML, transaction-record, or other legal requirements.
7. Privacy Contact
For privacy-related inquiries:
- ftppay@fasttrackpathway.io