Fund an enabled business account with supported fiat currencies or stablecoins, create virtual FTP Cards quickly once the relevant reviews are complete, and manage team card spending in one control center.
Card availability, funding methods, supported merchants, cashback eligibility, and rates depend on the business's location, account permissions, card plan, and latest promotional terms.
Move the pointer, drag the card, or use the arrow keys to change its angle. Press Escape to reset it.
Core FTP Card capabilities
Create Virtual Cards Quickly
Once the relevant reviews are complete, create separate FTP Cards for employees, subscriptions, departments, or projects.
Budget and Limit Controls
Set card balances and per-transaction, daily, and monthly limits before spending begins.
Centralized Team Spend Management
View cardholders, card statuses, balances, and transactions in one place.
Up to 1.5% Stablecoin Cashback
Eligible settled purchases may earn cashback under the latest terms.
BUILT FOR BUSINESS SPEND
One card for one clearly defined business expense
Create dedicated cards for employees, subscriptions, advertising, cloud services, and individual projects to avoid shared card numbers and mixed budgets.
Everyday Employee Spending
Give each employee a clearly assigned cardholder, purpose, and budget.
SaaS Subscriptions
Manage different subscriptions on separate cards instead of sharing one card number.
AI Tools and Platforms
Create dedicated spending cards for models, tools, and development platforms.
Advertising
Assign separate budgets by brand, advertising account, or campaign.
Cloud Infrastructure
Track cloud server, data, and development service costs in one place.
Online Vendors
Separate everyday purchasing from payments to online vendors.
Travel and Hotels
Provide dedicated cards for team travel, airfare, and accommodation.
Department and Project Budgets
Track spending allocations separately for departments, customers, or projects.
Availability depends on merchant category, location, card-network rules, and business account settings.
SPENDING CONTROLS
Control business budgets before spending begins
Define each card's purpose and limits before your team starts making payments.
01
Create a separate card for every expense
Create different FTP Cards for employees, departments, advertising campaigns, subscriptions, or projects.
02
Set card budgets in advance
Set available balances and per-transaction, daily, and monthly limits before spending begins.
03
Stay on top of every transaction
View balances, monthly spending, and merchant details, and update card status immediately when something looks unusual.
ONE CONTROL CENTER
See and control all team spending
Manage every FTP Card, cardholder, budget, and transaction in the Fast Track Pathway control center.
Create an FTP Card and assign a cardholder, department, or purpose
Allocate card balances and per-transaction, daily, and monthly limits
View card balances, transactions, and merchant details
Set up automatic top-ups and low-balance alerts where enabled
Pause, freeze, resume, or terminate cards that are no longer in use
Return remaining card funds to the main business account
Card managementTeam cards
3 cards
ADS
Growth · AdsActive
Marketing team · •••• 9042
$7,240 spent$10,000 limit
SAAS
Product · SaaSActive
Product team · •••• 5824
$2,960 spent$8,000 limit
APAC
Travel · APACPaused
Operations · •••• 3186
$1,480 spent$5,000 limit
Updates depend on transaction authorization and clearing progressIllustrative data
FTP CARD REWARDS
Put eligible business spending back to work
Eligible, settled business purchases made with FTP Card may earn up to 1.5% cashback in stablecoins. Once credited to the business account balance, rewards can be used for card funding, business payments, or other supported services where enabled.
Cashback is neither fixed nor guaranteed. The actual rate, transaction eligibility, exclusions, cashback cap, and payout timing are governed by the latest promotional terms shown in the Fast Track Pathway account.
FIAT & STABLECOIN FUNDING
Manage every card balance from one main business account
Based on enabled account features, deposit supported fiat currencies or stablecoins, complete any required conversion, and allocate separate balances to different FTP Cards.
01
Main Business Account
Deposit supported fiat currencies or stablecoins.
02
Fund Allocation
Convert or allocate funds based on account permissions.
03
FTP Card
Allocated funds become the available balance on a designated card.
04
Business Spending
Card payments reduce the available balance and create transaction records.
Available fiat currencies, stablecoins, blockchain networks, conversion methods, and funding flows vary by region, account type, and product configuration. FTP Card does not mean that the card itself directly holds stablecoins.
CARDS FOR THE WAY YOU WORK
Cards that fit how employees, subscriptions, and projects work
Give every payment a clear owner, purpose, and budget without making the team share one card.
A dedicated card for every employee
Avoid shared card numbers and give every payment a clear cardholder and purpose.
Separate subscriptions and vendors
Create different cards and limits for SaaS, AI, advertising, cloud services, and vendors.
Budgets by department and project
Separate funds by team, customer, or project and establish controls before spending occurs.
Top upReturn balancePauseFreezeResumeTerminate
FTP CARD API
Create cards in bulk and automate spend management
Integrate card creation, fund allocation, spending limits, and transaction data into your own systems and workflows.
Create FTP Cards in bulk
Allocate card balances and limits
Update cardholders and card statuses
Freeze, resume, or terminate cards
Synchronize card balances, transactions, and statuses
Start Integrating Card API and bulk card-creation availability depends on business account permissions, product configuration, and official technical documentation.
Example requestCard created
Use this button to pause or resume the automated API request demonstration.
POST /cards // example
{
"holder_id": "usr_0248",
"purpose": "growth_ads",
"currency": "USD",
"monthly_limit": 10000
}
Data synccard.status · active
Synced
FAQ
Frequently Asked Questions
Essential information about FTP Card, funding, cashback, merchant use, and the Card API.
Is FTP Card a virtual card?
FTP Card is currently provided primarily as a virtual card for supported online business spending. Businesses can create separate cards for employees, teams, subscriptions, advertising accounts, cloud services, and different projects.
How does the main business account relate to card balances?
The main business account is the central funding source. Funds allocated to an FTP Card become that card's available balance. Top-ups and balance returns move funds between the card and the main business account.
Can I fund cards with fiat or stablecoins?
In regions where the relevant features are enabled, businesses can deposit supported fiat currencies or stablecoins, then convert and allocate funds according to their account settings. Available currencies, networks, and methods are shown in the business account.
How is the 1.5% stablecoin cashback calculated?
Eligible, settled FTP Card spending may earn cashback of up to 1.5% of the qualifying transaction amount. The actual rate, exclusions, caps, and payout timing are governed by the latest promotional terms.
Where can FTP Card be used?
FTP Card can be used with supported online merchants. Acceptance depends on merchant category, location, card-network rules, and card restrictions set by the business.
Where will a merchant refund go?
Refunds are generally returned to the FTP Card used for the original payment. Processing time depends on the merchant, card network, and transaction settlement progress.
Are there card issuance, top-up, or transaction fees?
Fees may vary by card plan, transaction type, account tier, and location. Applicable fees are shown before confirmation or in the commercial terms.
Can FTP Cards be created in bulk through the API?
Yes. With the relevant account permissions, businesses can use the Card API to create cards, allocate balances, adjust limits and statuses, and retrieve transaction data.
Which businesses and regions are eligible to apply?
Applicants must be located in a region supported by Fast Track Pathway and complete identity verification, business verification, compliance review, and risk assessment. Eligibility is confirmed during onboarding.
Fast Track Pathway
Simplify business spend management
Create FTP Cards, manage team budgets and transactions in one place, and fund enabled business spending flows with fiat currencies or stablecoins.
